Life Insurance with “Living Benefits” helps provide financial support for you and your family in the event of a terminal illness or chronic condition.

Tax-Free Cash Benefits for Your Loved Ones

• Guaranteed Coverage: Up to a $150,000 death benefit.

• Higher Coverage Available: Increase your death benefit by answering a few basic health questions.

Chronic Illness Rider

• If you are diagnosed with a chronic illness and require assistance with daily activities, you may receive a monthly payment from your policy’s death benefit to help cover medical expenses, home care, or personal needs.

Critical Care Rider

• If you are diagnosed with a covered critical illness, you may access a portion of your policy’s death benefit to help cover medical expenses, recovery costs, or other financial needs during a difficult time.

Terminal Illness Rider

• If you are diagnosed with a terminal illness, you will have access to a portion of your policy’s death benefit. This gives you flexibility to manage expenses, make plans, and focus on meaningful time with your loved ones without financial worry.

Family Coverage Options

• Extend protection to your spouse and children for extra security and peace of mind for the whole family.